There’s no crystal ball economists can use to forecast the future (in fact, their pronouncements are often so vague you’d think they were using a recently-shaken snow globe).  But local housing prospects may be headed for brighter days if we look for guidance from the people who back their words with action – U.S. builders. [...]

In today’s economy people want answers.  They want to know how we got into this mess and what we can do to get out of it.  Although the top brass is working on recovery, they have put forth those who they think are most to blame for our current situation.  Here is their list: The [...]

                                           Barry Goldberg of Connecticut wanted to share a little Christmas spirit with others in his community.  He had the perfect plan.  He bought $1300 worth of $10 gift cards from WalMart and set about handing them out to complete strangers.  There was one obstacle that Barry had not planned on – WalMart. What a [...]

    Have you always wanted to leave the world a better place than you found it by starting a nonprofit corporation? Here’s a simple, straightforward guide on how to successfully establish a 501(c)(3) nonprofit corporation. ~~Understand what a nonprofit is: an organization whose primary objective is to support some issue or matter of private interest [...]

Sometimes I wonder what ever happened to customer service, and more especially “the customer is always right.”  I was recently at a grocery store getting a few things off of their sales ad.  According to the ad, you did not need to buy a certain quantity of items to get the price they posted in [...]

I try to keep my blog to topics related to the mortgage industry, but I just have to vent, so please forgive me.  I had a problem this past week with a tire, so  I stopped at the local gas station to use their air machine.  What happened to the good old days when you [...]

If you are looking to buy a house, you may want to consider working with a realtor.  In this technologically advanced age that we are in, it is so easy to find houses and even mortgages online that people are forgetting a big part of the service realtors and lenders can give you.  If you [...]

In times like this when the housing market is in turmoil and the lenders have tightened up on who they may want to approve for a loan, it is always best to keep with the basics. In order to keep your credit rating high, you don’t want to exceed a balance of more than 50% [...]